A FL insurance broker offers several coverage options to give individuals and families peace of mind.
If you are making payments on your car, the lien holder will require that you purchase comprehensive coverage. When a vehicle is stolen or damaged in some way, this policy provides repair and replacement. Comprehensive coverage also includes a set amount to pay medical expenses you might have, and if you are at fault, the other motorist's medical costs.
If you are a homeowner paying on a mortgage, you will have to maintain a homeowner's policy. This protects your residence and the personal property you have inside it. If you have guns, valuable jewelry, or artwork, you can request additional coverage on these items.
Policies include personal liability coverage and reimbursement for temporary living expenses when homeowners have to move out for a time while their home is being rebuilt or repaired.
Condominium owners also need homeowner's policies, but they are different from the coverage for a single family home. Your condo policy covers your personal possessions and the interior of your unit. The condo association has policies in place to cover common areas and walls.
Many apartment management companies require their renters to have a renter's policy. This covers personal property up to a certain amount.
There are temporary policies available for special events. They cover damage or loss.
Florida residents can purchase coverage for their boat. Policies protect clients in case of physical damage resulting from a collision, liability for injury and property damage, and damage to personal property on the boat. If the boat becomes stranded, policies pay for gas delivery, towing, and assistance. Coverage extends to the Bahamas.
All businesses must have comprehensive policies. These should include all structures and inventory. Employees should also be protected at the workplace. All governmental regulations must be followed.
If you are making payments on your car, the lien holder will require that you purchase comprehensive coverage. When a vehicle is stolen or damaged in some way, this policy provides repair and replacement. Comprehensive coverage also includes a set amount to pay medical expenses you might have, and if you are at fault, the other motorist's medical costs.
If you are a homeowner paying on a mortgage, you will have to maintain a homeowner's policy. This protects your residence and the personal property you have inside it. If you have guns, valuable jewelry, or artwork, you can request additional coverage on these items.
Policies include personal liability coverage and reimbursement for temporary living expenses when homeowners have to move out for a time while their home is being rebuilt or repaired.
Condominium owners also need homeowner's policies, but they are different from the coverage for a single family home. Your condo policy covers your personal possessions and the interior of your unit. The condo association has policies in place to cover common areas and walls.
Many apartment management companies require their renters to have a renter's policy. This covers personal property up to a certain amount.
There are temporary policies available for special events. They cover damage or loss.
Florida residents can purchase coverage for their boat. Policies protect clients in case of physical damage resulting from a collision, liability for injury and property damage, and damage to personal property on the boat. If the boat becomes stranded, policies pay for gas delivery, towing, and assistance. Coverage extends to the Bahamas.
All businesses must have comprehensive policies. These should include all structures and inventory. Employees should also be protected at the workplace. All governmental regulations must be followed.
About the Author:
Fort Lauderdale FL insurance broker will work with you to get the best possible rates and benefits. To discuss your specific insurance needs, visit this website now at http://www.alexandergreep.com.
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